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Terminated Financial Advisors: Ryan Gonzales, John Taylor, Erik Bach, Kelly Durham, and Lisa Idlett

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Updated on: March 18, 2022
NEW YORK – FEBRUARY 17: Traders work on the floor of the New York Stock Exchange February 17, 2004 in New York CIty. The Dow Jones closed at 10714.88 up about 87 points after government reports pointed to a U.S. manufacturing revival. (Photo by Stephen Chernin/Getty Images)
JPMorgan Securities, LLC’s Ryan Gonzales Terminated

Ryan K Gonzales (“Ryan Gonzales”) was voluntarily terminated from JPMorgan Securities as of January 3, 2022 for his failure to improve performance following coaching and for marking solicited trades as unsolicited related to a mutual fund.

Registration and Employment History for Ryan Gonzales

According to FINRA BrokerCheck, Ryan Gonzales has been in the securities industry for approximately twenty three years. Ryan Gonzales has passed five professional examinations and was registered as a broker or investment advisor with numerous firms including:

  • U.S. Bancorp Investments, Inc. (Longmont, CO; February 2022 to present)
  • J.P. Morgan Securities LLC (Westminster, CO; October 1, 2012 to January 4, 2022)
  • Chase Investment Services Corp. (Arvada, CO; July 6, 2005 to October 1, 2012)
  • Banc One Securities Corporation (Chicago, IL; May 12, 2004 to July 6, 2005)
  • ING Funds Distributor, LLC (Windsor, CT; November 6, 2000 to March 30, 2004)
  • Janus Distributors, Inc. (Denver, CO; April 6, 1999 to October 31, 2000)
  • New England Securities (New York, NY; June 5, 1998 to October 8, 1998)
Ryan Gonzales’ Customer Complaints

In late 2008, FINRA received a customer complaint from a client of Mr. Gonzales. The client alleged that Mr. Gonzales gave misrepresentations and unsuitable advice related to a mutual fund. The claim was denied only about six weeks later.

Determining Suitability of Investment Advice

The FINRA suitability rule applies to a financial advisor’s investment advice regardless of whether it is a buy, sell or hold recommendation. FINRA established the “suitability” rule requiring brokerage firms and its financial advisors to have a “reasonable basis” for recommending investments or investment strategies, as suitable based on a customer’s investment profile. The rule requires “reasonable diligence” to gather all necessary information to formulate a basis for recommendations based on the following customer investment profile information. The rule applies a flexible approach to the facts and circumstances of a particular customer recommendation.  The financial advisor must have a firm understanding of both the investment itself and the customer.

Failure to supervise a financial advisor’s understanding of how a particular investment works or what a specific client needs is at a minimum the basis for a negligence claim as another violation of the FINRA sales practice rules and regulations.

AE Wealth Management, LLC’s John Taylor Terminated

John Blake Taylor (CRD# 736403) was voluntarily terminated from AE Wealth Management LLC as of January 3, 2022 for his violation of policies and procedures relating to the use of email, certifications, and other compliance requirements.

Registration and Employment History for John Taylor

According to FINRA BrokerCheck, John Taylor has been in the securities industry for around thirty one years. John Taylor has passed four professional examinations and was employed at the following firms:

  • Independent Financial Group, LLC (Sandy, UT; August 14, 2007 to August 27, 2012)
  • Kalos Management (Alpharetta, GA; July 2014- October 2014)
  • Kalos Capital, Inc. (Alpharetta, GA; July 2014- October 2014)
  • Horter Investment Management (Cincinnati, OH; October 2014- August 2020)
  • AE Wealth Management, LLC (Tokepa, KS; August 2020- December 2021)
  • Heritage Financial Place (Sandy, UT; December 1997- present)
  • Tucker Asset Management, LLC (Littleton, CO; December 2021- present)
Brokerage Firm Liability for Supervising Financial Advisers

According to Financial Industry Regulatory Authority, brokerage firms are responsible for the supervision of all the activities of its financial advisors. FINRA rules require the supervision of financial advisor as well as compliance with the securities industry standards of care for the handling of customer accounts as reflected in brokerage firm compliance manuals. The financial brokerage firm compliance manuals provide written procedures designed to achieve compliance with security industry rules and regulations by financial advisors of the firm

Brokerage firm computerized systems monitor the activities of financial advisors designed to supervise the specific activities related to the type of business conducted at the branch office. Branch office managers are the first line of defense to protect the investors from violations of FINRA rules and regulations. Brokerage firms and branch office manager are responsible for the supervision of financial advisor:

  • hiring and selection;
  • training;
  • communications with customers;
  • presentation materials;
  • suitable recommendations; and
  • client transactions.

If an investor suffers losses as a result of a failure to supervise they may be able recover their losses in a FINRA arbitration claim for damages.

Wells Fargo Clearing Services, LLC’s Erik Bach Terminated

Erik John Bach (CRD# 6913633) was terminated employment with Wells Fargo Clearing Services, LLC as of January 4, 2022 based on allegations that he marked a bank Customized Summary Form and a closing agreement for safe deposit box rather than obtaining the required bank customer’s signatures in order to complete the form and agreement. This activity was not related to the securities business of Wells Fargo Clearing Services, LLC.

Registration and Employment History for Erik Bach

According to FINRA BrokerCheck, Erik Bach has been in the securities industry for approximately four years. Erik Bach has passed four professional examinations and was only registered as a broker or investment advisor with one brokerage firm to-date. Erik Bach was registered with Wells Fargo Clearing Services, LLC in Apex, NC from May 30, 2018 to January 21, 2022.

RBC Capital Markets, LLC’s Kelly Durham Terminated

Kelly Durham (CRD# 4281888) was terminated from employment with RBC Capital Markets, LLC as of January 4, 2022. She was discharged based on allegations of violation of the Firm’s Employee Alteration and Execution of Client Documents Policy.

Registration and Employment History for Kelly Durham

According to FINRA BrokerCheck, Kelly Durham has been in the securities industry for around sixteen years. Kelly Durham has passed four professional examinations and was registered as a broker or investment advisor with six firms:

  • RBC Capital Markets, LLC (Houston, TX; January 4, 2021 to January 14, 2022)
  • Calton & Associates, Inc. (Houston, TX; January 2, 2015 to June 18, 2020)
  • Tri-Star Financial (Houston, TX; August 6, 2009 to December 31, 2014)
  • Royal Alliance Associates, Inc. (Bellaire, TX; December 15, 2008 to August 4, 2009)
  • Morgan Stanley & Co., Incorporated (Sacramento, CA; April 2, 2007 to July 25, 2007)
  • Morgan Stanley DW Inc. (Sacramento, CA; April 7, 2004 to April 2, 2007)
Wells Fargo Clearing Services, LLC’s Lisa Idlett Terminated

Lisa Maria Idlett (CRD# 2932198) has been discharged from her employment with Wells Fargo Clearing Services, LLC as of January 4, 2022. Lisa Idlett’s termination of employment was based on an investigation conducted by Wells Fargo Bank  that concluded that the Licensed Banker forged a client’s name on multiple checks drawn on the client’s Wells Fargo Bank account payable to that same Licensed Banker. The uncovered activity was not related to the securities business of Wells Fargo Clearing Services, LLC.

Registration and Employment History for Lisa Idlett

According to FINRA BrokerCheck, Lisa Idlett has been in the securities industry for around twenty four years but is not registered with any states. Lisa Idlett has passed three professional examinations and was registered as a broker or investment advisor with two firms:

  • Broker at Wells Fargo Clearing Services, LLC (Carteret, NJ; October 1, 2000 to January 31, 2022)
  • Broker at First Union Brokerage Services, Inc. (Charlotte, NC; October 20, 1997 to October 1, 2000)
Ryan Gonzales, John Taylor, Erik Bach, Kelly Durham, and Lisa Idlett Investigation

Former customers of RyanGonzales, John Taylor, Erik Bach, Kelly Durham, or Lisa Idlettwith losses in excess of $100,000, and those who have information relating to the manner in which any of these financial advisorshandled customer accounts, are encouraged to contact Lawrence L. Klayman, Esq., at 1-888-997-9956, and download our Special Investor Report.

About KlaymanToskes

KlaymanToskes is a leading national securities law firm which practices exclusively in the field of securities arbitration and litigation, on behalf of retail and institutional investors throughout the world in large and complex securities matters. The firm represents all investors who have lost money due to financial fraud or mismanagement. KlaymanToskes has office locations in California, Florida, New York, and Puerto Rico.

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