Cash Equivalents

Cash Equivalents are fixed income investments that are short-term, liquid and marketable securities. Cash Equivalent investments are for idle cash that can be invested to earn some return. The instruments have maturities of one year or less, little credit risk and are highly marketable. Cash equivalents securities that earn interest and can be converted to cash quickly, at full market value include:

  • Certificates of Deposit;
  • Treasury Bills;
  • Auction Rate Securities;
  • Short-term Municipal Obligations;
  • Commercial Paper; and
  • Money Market Funds.

Cash Management programs are essentially a part of an overall investment strategy to invest all available assets as efficiently as possible by maintaining adequate cash and cash equivalent balances to meet liquidity needs and investment opportunities.

It is important to determine what percentage of your investment portfolio should be invested in Cash Equivalent securities based on your investment objectives, risk tolerances and investment time horizon.

Investors are advised to seek competent financial, tax and legal advice concerning the decisions they make with their investments. KlaymanToskes can provide you with a free consultation concerning any securities industry violations related to the handling of your investments accounts by a full-service brokerage firm or registered investment advisor.

Information contained on this webpage is for educational purposes only
and should not be considered legal advice.
No Information contained on this website creates an attorney-client relationship.

Contact Us to Recover Your Investment Losses

Contact Form

This field is for validation purposes and should be left unchanged.

Follow Us

New York, NY

New York, NY
  • 48 Wall Street,
    Suite 1100,
    New York 10005

  • Phone: +1 (212) 269–9956
    (by appointment only)

Palm Beach, FL

Palm Beach, FL
  • 2875 So. Ocean Blvd
    Palm Beach, FL 33480

  • Phone: +1 (561) 997-9956
    (by appointment only)

Beverly Hills, CA

Beverly Hills, CA
  • 8383 Wilshire Blvd
    Suite 800
    Beverly Hills, CA 90211

  • Phone: +1 (310) 299-9775
    (by appointment only)

Irvine, CA

Irvine, CA
  • 2030 Main Street
    Suite 1300
    Irvine, CA 92614

  • Phone: +1 (949) 721–9956
    (by appointment only)

San Juan, PR

San Juan, PR
  • American Airlines Building
    1509 Lopez Landron St. -PH
    San Juan, PR 00911

  • Phone: +1 (787) 905–7630
    (by appointment only)